Kalispell, Whitefish and Flathead Valley real estate and homes for sale in Montana, ski resorts, golf courses - Cary Jo's Team, REALTORS® Cary Jo's Team REALTORS(r) for Kalispell, Whitefish and Flathead Valley, Montana real estate, ski resorts, golf courses - NUMBER1EXPERTS™ Cary Jo's Team NUMBER1EXPERTS(tm) for Kalispell, Whitefish and Flathead Valley, Montana real estate, ski resorts, golf courses
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Cary Jo's Team, REALTOR®, real estate agents and broker for Kalispell, Whitefish and Flathead Valley Montana home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us:406.751.5611, 406.751.5612 or 406.261.2758.
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"I couldn't have imagined a better experience"
"Hilary was the best to work with."
Christa Lowry
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Resources: Kalispell, Whitefish and Flathead Valley Montana home buying, real estate listings, and homes for sale in Flathead County, MT
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Special Offers: Special offers for Kalispell, Whitefish and Flathead Valley homeowners from Cary Jo's Team, top Realtors
Affiliates: Cary Jo's Team's real estate web site affiliates
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Kalispell, Whitefish and Flathead Valley Montana mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Montana or buy your own Kalispell, Whitefish and Flathead Valley house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Kalispell, Whitefish and Flathead Valley mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Montana real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Ask Anything: Ask Cary Jo's Team anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agentss and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Cary Jo's Team's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Cary Jo's Team's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Kalispell, Whitefish and Flathead Valley property in Montana, including legal terms definitions, and more
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Real Estate Tips
First Time Buyers >A Realistic Evaluation

Your real estate agent's job is to find you the perfect home, in the right location, with all the amenities you want--and at the right price. It is the home inspector's job to find any skeletons in the closet -- or in the plumbing, wiring, roof, basement and beams.

The inspector won't pass or fail a home based on what he or she finds, but will go over the house thoroughly to help you understand the condition of the property you are buying. If there are any serious problems, your inspector can give you a realistic idea of how much the repairs will cost. If there are material defects that were not reflected in the asking price, you will have the opportunity to re-open negotiations with your sellers before you commit to the purchase. A good inspector will also explain the operation of the basic emergency systems such as the main water cut off valve and the circuit breaker box, and will go over items that will need routine maintenance.

If you are buying a house, we recommend that you make a professional home inspector part of your home purchase team.

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What are the financial benefits of having a home near a body of water?

A 
The mere presence of water within 300 feet increases a home's value by 22 percent.
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Cary Jo's Team, REALTOR®, real estate agents and broker for Kalispell, Whitefish and Flathead Valley Montana home listings, property and land for sale - NUMBER1EXPERT(tm)

Cary Jo's Team
West Venture Properties, LLC

17 1st Avenue East
Kalispell, MT. 59901
Cary J. Hofstad: 406.751.5611
Cary J. Hofstad Cell: 406-261-2758
Hilary Jo Anderson: 406.751.5612
Hilary Jo Anderson Cell: 406-250-7649
After 5:00: 800-279-6881
Fax: 406.751.8671
Email: info@kalispellcary.com
Email: Hilary@kalispellCary.com

Cary and her family followed their hearts to Northwest Montana and are very happy they did! After many years working with her builder/husband in real estate related areas, Cary now takes pride in helping others fulfill their dreams of owning a home or land in Montana. She enjoys horses, skiing, hiking, boating, and all other aspects of the outdoor life available in the Flathead Valley. Contact her and she will work diligently to make YOUR dream come true too!]

Hilary Jo Anderson joined her mom Cary Hofstad in February 2005 with her Realtor salesperson license. Cary Jo’s Team now consists of Cary Hofstad who is a broker and Listing's Specialist and Hilary Jo Anderson who is a Buyer’s Specialist. Another member of the family that is involved in real estate is Dave Hofstad, Hilary’s dad and Cary’s husband. Dave owns and operates Hilzac, Corp. which currently is developing nearly 100 lots called Stratford Village south of Kalispell. Dave brings to the family more than 25 years of building experience and an enormous amount of new, affordable housing for Flathead Valley residents. With great role models in the industry like these, Hilary is enthusiastic to develop her career as a successful Realtor.
Hilary graduated from Montana State University in 2005 with a degree in Consumer Science and specific training in Human Development. Her extensive background in consumer economics and family finance at Montana State and multiple years as a customer service specialist will help her succeed as a Buyer’s Agent and Client Care Manager. One of Hilary’s main desires is to focus on the first-time home-buyer market, ensuring that consumers have a wealth of knowledge regarding their real estate transaction and that consumer interests are always kept as the number one priority.
Originally from the Seattle area, Hilary has always loved outdoor experiences as a young girl and continued to pursue outdoor activities when her family moved to Kalispell in 1995. She frequents the outdoors, doing anything that allows her time outside including skiing, biking, camping, hiking and anything else under the big sky. She recently married a great guy in October 2006 whose name is Paul Anderson. Paul just completed his Electricians Apprenticeship and is currently working on large commercial projects in Kalispell. Hilary also has hobbies in photography, quilting and hopes to be a decent cook someday. Give Hilary a call if you know of anyone looking to buy or sell real estate. She has a flexible schedule and is happy to make time for anyone!

CRSEqual HousingGRIMLSREALTOR


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